StableOne Terms of Service

Effective Date: August 24, 2026

These Terms of Service ("Terms") are a binding agreement between you and Six Speed Consulting LLC, a Wyoming limited liability company doing business as StableOne ("StableOne," "Six Speed," "we," "us," or "our").

These Terms govern your access to and use of stableone.ai, the StableOne application, SMS and MMS services, artificial intelligence features, and related products and services (collectively, the "Services").

By creating an account, purchasing a subscription, or otherwise using the Services, you agree to these Terms.

1. Eligibility and Authority

You must have the legal capacity to enter into these Terms.

If you use StableOne on behalf of a company, organization, fleet owner, partnership, or other entity, you represent that you have authority to bind that organization to these Terms.

If you do not have legal capacity to enter into a binding agreement, you may use StableOne only with any authorization required by applicable law.

2. StableOne Services

StableOne provides tools intended to assist vehicle owners and operators with activities such as:

• vehicle and fleet recordkeeping;
• trip and reservation tracking;
• maintenance tracking;
• mileage tracking;
• registration and compliance reminders;
• insurance recordkeeping;
• expense and revenue tracking;
• document organization;
• estimated profitability and vehicle values;
• team coordination;
• SMS and email-based workflows;
• AI-assisted analysis and recommendations; and
• related vehicle-management activities.

Features may change, be added, or be removed over time.

3. Accounts

You are responsible for:

• providing accurate account information;
• maintaining accurate contact information;
• protecting your credentials;
• activities performed through your account; and
• promptly notifying us of suspected unauthorized access.

You may not share credentials in a way that circumvents account or user restrictions.

4. Teams and Authorized Users

StableOne may allow account owners to invite team members, managers, employees, contractors, co-hosts, vehicle owners, or other authorized users.

The account owner is responsible for:

• deciding who receives access;
• assigning appropriate permissions;
• removing access when it is no longer appropriate; and
• ensuring that authorized users comply with these Terms.

You are responsible for ensuring that you have appropriate authority to provide StableOne with information belonging to vehicle owners, customers, team members, or other persons.

5. Your Data and Content

You retain ownership of content and data you submit to StableOne.

You grant StableOne a limited, worldwide, non-exclusive license to host, store, reproduce, process, transmit, analyze, and otherwise use your content as reasonably necessary to provide, maintain, secure, and improve the Services.

You represent that you have all rights and permissions reasonably necessary to provide that content to us.

6. Artificial Intelligence Features

StableOne includes features powered by artificial intelligence.

AI systems may:

• interpret messages;
• analyze documents;
• extract information;
• generate summaries;
• identify potential maintenance or compliance issues;
• estimate or calculate information;
• suggest actions;
• interact with software tools; and
• assist with fleet workflows.

Artificial intelligence is probabilistic and may produce incorrect, incomplete, outdated, or misleading information.

You must review important AI-generated information before relying on it.

StableOne is designed so that consequential agent actions requiring external execution or meaningful changes require explicit user review or approval.

You remain responsible for deciding whether to approve or act upon recommendations.

7. Vehicle Safety, Maintenance, and Compliance

StableOne is an operational assistance tool. It is not a substitute for qualified mechanics, vehicle inspections, government agencies, insurers, legal professionals, accountants, or other appropriate professionals.

Maintenance reminders and recommendations are informational.

You remain solely responsible for:

• determining whether a vehicle is safe to operate;
• performing required maintenance;
• following manufacturer recommendations;
• complying with applicable registration requirements;
• maintaining appropriate insurance;
• complying with rental and vehicle laws;
• verifying deadlines;
• ensuring vehicles satisfy platform requirements; and
• obtaining professional assistance when appropriate.

Do not rely on StableOne as the sole source for safety-critical vehicle decisions.

8. Financial Information and Vehicle Valuations

StableOne may provide estimates or calculations regarding:

• revenue;
• expenses;
• profit and loss;
• vehicle costs;
• depreciation;
• vehicle value; and
• other financial or operational metrics.

These figures may rely on incomplete data, assumptions, third-party information, or automated calculations.

They are provided for informational and operational purposes only and do not constitute financial, tax, accounting, investment, insurance, or legal advice.

You should independently verify material financial information before making significant decisions.

9. Third-Party Platforms and Turo

StableOne may allow you to upload, import, forward, or otherwise use information obtained from third-party platforms.

You are responsible for ensuring that your use and transfer of such information is permitted under applicable agreements and law.

StableOne and Six Speed Consulting LLC are independent from Turo Inc. StableOne is not affiliated with, sponsored by, endorsed by, or approved by Turo.

"Turo" and related trademarks belong to their respective owners.

Any reference to a third-party platform is for identification or interoperability purposes only.

Third-party platforms may change their services, policies, interfaces, or availability at any time. We do not guarantee continued compatibility with any third-party platform.

10. Operational SMS and MMS Messaging

If you separately opt in to StableOne messaging, you consent to receive SMS and/or MMS communications relating to your use of StableOne.

Messages may include:

• maintenance reminders;
• mileage updates;
• registration and compliance alerts;
• reservation and trip updates;
• expense and document notifications;
• fleet activity alerts;
• AI-agent responses;
• requests for review or approval; and
• other operational messages related to your account.

Message frequency varies. Message and data rates may apply.

You may opt out by replying STOP.

For assistance, reply HELP or contact contact@stableone.ai.

Wireless carriers are not liable for delayed or undelivered messages.

If you change or deactivate your mobile number, please update your StableOne account information.

Consent to operational SMS is not a condition of purchasing or using portions of StableOne that do not require SMS functionality.

11. Promotional Messages

StableOne may separately offer optional promotional or marketing email and SMS communications.

Marketing consent is separate from consent to receive operational product communications.

Where legally required, we will obtain express or other legally sufficient consent before sending marketing communications.

You can unsubscribe from promotional emails using the unsubscribe link provided in the message.

SMS recipients may follow the opt-out instructions included with the applicable messaging program. Replying STOP may opt the number out of SMS messaging generally.

Canadian commercial electronic messages will be sent in accordance with applicable Canadian anti-spam requirements.

12. Free Trials

StableOne may offer a 14-day free trial or another promotional trial period disclosed at signup.

The specific terms presented at enrollment control.

Where a trial automatically converts into a paid subscription, the applicable price, billing frequency, and automatic-renewal terms will be disclosed before enrollment, and any consent required by applicable law will be obtained.

You may cancel before the trial converts to paid service according to the cancellation method provided through your account.

13. Founders Membership

For a limited time, eligible customers may be offered a Founders Membership.

The initial planned Founders pricing is:

Monthly: $19 per month
Annual: $190 per year

Founders availability may be discontinued for new customers at any time.

Unless otherwise stated at purchase, Founders pricing applies while the Founders subscription remains continuously active. If you cancel and later resubscribe, then-current pricing may apply.

Applicable taxes may be added where required.

14. Automatic Renewal

Paid subscriptions automatically renew at the applicable billing interval unless canceled before the next renewal date.

By purchasing a recurring subscription, you authorize our payment provider to charge your selected payment method for recurring subscription fees and applicable taxes.

You may cancel a subscription through the cancellation process provided by StableOne.

After cancellation, access ordinarily continues until the end of the paid billing period unless otherwise stated.

Where required by applicable law, we will provide renewal notices or other disclosures.

15. Monthly Cancellation and Refunds

Monthly subscriptions may be canceled at any time.

Cancellation stops future renewals.

Monthly subscription charges that have already been paid are not prorated or refunded, except where required by applicable law.

You will generally retain paid access until the end of the current monthly billing period.

16. Annual Cancellation and Refunds

Annual subscriptions may be canceled at any time to prevent future renewal.

For the initial Founders annual plan, if you cancel within the first 30 days following the start of your initial paid annual subscription, StableOne will refund the annual subscription price less $19, representing the first 30 days of paid service.

After the first 30 days, annual subscription payments are non-refundable except where required by applicable law.

Cancellation after that period stops the subscription from renewing for another annual term, and access continues through the current paid subscription period.

17. Subscription Changes

We may change pricing for future subscriptions or renewal periods.

If a price change applies to an existing subscription, we will provide notice where required by applicable law.

Any special pricing guarantee expressly provided to Founders members will be governed by the terms presented when the offer is purchased.

18. Acceptable Use

You may not use StableOne to:

• violate applicable law;
• access systems or information without authorization;
• send spam, abusive messaging, or unlawful communications;
• interfere with the security or operation of the Services;
• introduce malware or harmful code;
• circumvent security or access controls;
• impersonate another person or organization;
• scrape or systematically extract StableOne data without permission;
• reverse engineer StableOne except where applicable law expressly permits it;
• misuse SMS functionality;
• use StableOne to facilitate fraud; or
• use the Services in a manner that materially harms StableOne or other users.

We may suspend or terminate access for violations.

19. StableOne Intellectual Property

StableOne, including our software, designs, interfaces, branding, documentation, models, workflows, and other proprietary materials, is owned by Six Speed Consulting LLC or its licensors.

Except for the limited right to use the Services under these Terms, no ownership rights are transferred to you.

"StableOne," associated logos, and related branding are or may become trademarks of Six Speed Consulting LLC.

20. Feedback

If you voluntarily provide suggestions, ideas, or feedback regarding StableOne, you grant us the right to use that feedback without restriction or compensation to improve or develop our products and services.

This does not transfer ownership of your fleet data or other user content.

21. Third-Party Services

StableOne relies on third-party providers, which may include payment, AI, communications, analytics, hosting, and other service providers.

We do not control those providers and are not responsible for outages, changes, or failures outside our reasonable control.

Certain third-party services may be subject to separate terms.

22. Service Availability and Changes

We aim to provide reliable Services but do not guarantee uninterrupted availability.

We may:

• modify features;
• introduce new functionality;
• discontinue features;
• perform maintenance;
• impose reasonable usage restrictions; or
• temporarily suspend access for security or operational reasons.

Where reasonably practical, we will try to provide appropriate notice of material changes.

23. Suspension and Termination

You may stop using StableOne at any time.

We may suspend or terminate your account if:

• you materially violate these Terms;
• payment remains overdue;
• your use creates security or legal risk;
• your use is fraudulent or abusive; or
• we are required to do so by law.

Upon termination, your right to use the Services ends.

Certain provisions that by their nature should survive termination will remain in effect, including provisions relating to intellectual property, disclaimers, limitations of liability, dispute resolution, and outstanding payment obligations.

24. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE."

WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT THAT:

• THE SERVICES WILL BE ERROR-FREE OR UNINTERRUPTED;
• INFORMATION WILL ALWAYS BE ACCURATE OR COMPLETE;
• AI-GENERATED OUTPUTS WILL BE CORRECT;
• EVERY MAINTENANCE OR COMPLIANCE ISSUE WILL BE IDENTIFIED;
• EVERY DEADLINE WILL BE DETECTED;
• VEHICLE VALUATIONS OR FINANCIAL CALCULATIONS WILL BE ACCURATE; OR
• USE OF STABLEONE WILL PREVENT VEHICLE DOWNTIME, LOSSES, FINES, ACCIDENTS, OR OTHER EVENTS.

Some jurisdictions do not permit certain warranty exclusions, so some exclusions may not apply to you.

25. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SIX SPEED CONSULTING LLC AND ITS OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS, LOST DATA, LOSS OF GOODWILL, VEHICLE DOWNTIME, OR SIMILAR LOSSES ARISING FROM OR RELATED TO THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF:

(A) THE AMOUNT YOU PAID TO STABLEONE DURING THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR
(B) $100 USD.

These limitations do not apply where prohibited by applicable law.

26. Indemnification

To the extent permitted by law, if you use StableOne on behalf of a business or organization, you agree to defend, indemnify, and hold harmless Six Speed Consulting LLC and its officers, employees, and contractors from claims, liabilities, losses, and expenses arising from:

• your unlawful use of the Services;
• your material violation of these Terms;
• content or data you provide without sufficient authority; or
• your violation of another person's rights.

This provision does not require an individual consumer to indemnify us where prohibited by applicable law.

27. Informal Dispute Resolution

Before initiating formal proceedings, you and StableOne agree to attempt in good faith to resolve disputes informally.

A written dispute notice should be sent to:

contact@stableone.ai

The notice should describe the dispute and requested resolution.

The parties will have at least 30 days to attempt to resolve the dispute unless immediate relief is reasonably necessary.

28. Arbitration for U.S. Users

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Except for disputes eligible for small-claims court and certain claims seeking injunctive relief concerning intellectual property or unauthorized access to the Services, you and Six Speed agree that disputes arising from these Terms or the Services will be resolved through binding individual arbitration rather than a jury trial or class action, to the extent permitted by law.

The Federal Arbitration Act governs this arbitration agreement.

Arbitration will be administered by the American Arbitration Association ("AAA") under the applicable AAA Consumer Arbitration Rules or Commercial Arbitration Rules, depending on the nature of the relationship and claim.

Arbitration may take place remotely when permitted by applicable rules.

Class Action Waiver

To the extent permitted by law, disputes must be brought on an individual basis only.

Neither you nor StableOne may participate as a plaintiff or class member in a purported class, collective, consolidated, or representative proceeding.

Jury Trial Waiver

Where arbitration applies, both parties waive the right to a trial by jury.

Arbitration Opt-Out

You may opt out of this arbitration provision by emailing contact@stableone.ai within 30 days after first accepting these Terms.

Your notice must include your name, account email, and a clear statement that you wish to opt out of the arbitration agreement.

Opting out of arbitration does not affect the remainder of these Terms.

29. Canadian Users

Nothing in these Terms is intended to waive rights or remedies that cannot legally be waived under applicable Canadian federal or provincial law.

Where an arbitration clause, class-action waiver, limitation of liability, warranty disclaimer, governing-law provision, or other provision is not enforceable against a Canadian user under applicable law, that provision will apply only to the maximum extent legally permitted.

30. Governing Law

These Terms and disputes arising from them are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles, except that the Federal Arbitration Act governs the arbitration provisions.

This choice of law does not deprive you of mandatory protections that cannot legally be waived under the laws applicable where you reside.

For disputes not subject to arbitration and where another forum is not required by applicable law, the parties consent to jurisdiction in the state or federal courts having jurisdiction in Wyoming.

31. Changes to These Terms

We may update these Terms from time to time.

If changes are material, we may provide notice by email, through StableOne, or through another reasonable method.

Continued use of the Services after revised Terms take effect constitutes acceptance where permitted by law.

If applicable law requires affirmative consent to a change, we will request it.

32. General Terms

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect to the maximum extent permitted by law.

Our failure to enforce a provision does not waive our right to enforce it later.

You may not assign your rights under these Terms without our consent, except where applicable law permits otherwise.

We may assign these Terms in connection with a merger, acquisition, corporate restructuring, or sale of substantially all relevant assets.

These Terms, together with the Privacy Policy and any terms presented during subscription enrollment, constitute the agreement between you and StableOne regarding the Services.

33. Contact

Questions about these Terms may be directed to:

Six Speed Consulting LLC
d/b/a StableOne
Email: contact@stableone.ai
Website: stableone.ai